Category Archives: Mortgages

Should You Put 20% Down When Buying a Home in Charlotte NC?

Posted on March 22, 2012 by

Should you put a 20% down on a mortgage when buying a home in Charlotte NC? First of all, do you HAVE to put 20% down on a home? NO! There are a number of loan options that do not … Continue reading →

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Student Loan Debt Surpasses Credit Card Debt

Posted on August 25, 2010 by

   Student loan debt has reportedly surpassed credit card debt in the U.S. as of June 2010 (see Wall  Street Journal and also an article on Mint.com In many cases today, college graduates accumulating student loan debt throughout their education has … Continue reading →

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“I Won’t Open Anything Except the Door to My New Home”

Posted on July 20, 2010 by

…when buying a home in Charlotte NC, don’t change anything about your finances before you close on that house you’ve decided to buy…. Continue reading →

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Home Buyers: Have A Good Faith Estimate Before Making An Offer To Buy A Charlotte NC Home

Posted on October 14, 2009 by

…It’s typically less stressful to have started to weigh and evaluate those mortgage options before you’re in the midst of home inspections, any repairs, the myriad of deadlines in the contract to close phase when buying a home in Charlotte NC… Continue reading →

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How Your Mortgage Payment Can Change Even With A Fixed Rate Mortgage

Posted on October 1, 2009 by

…This is just one good reason why it’s soooooooooo important to have reserves, a cushion, a “rainy day” fund before AND after buying a home in Charlotte NC… Continue reading →

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Move-up Buyers: Times Have Changed

Posted on August 17, 2009 by

…Don’t assume because you easily qualified when you bought a home in Charlotte NC several years ago it’ll be a slam dunk this time around… Continue reading →

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A Must-Ask Question for Charlotte NC Home Buyers

Posted on July 14, 2009 by

…Lender has the money, buyer’s gotta play by their rules when it comes to property condition… Continue reading →

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Would You Go Driving Without a License?

Posted on May 12, 2009 by

…having a mortgage preapproval before going out house hunting is similar to making sure you have a valid license before driving a car, a responsible decision… Continue reading →

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Step Away From The Credit Cards….

Posted on May 6, 2009 by

…buying furniture, appliances or any other large purchase before closing on a charlotte nc home can put your mortgage approval in jeopardy…. Continue reading →

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Mortgages and the “Local” Factor When Buying A Charlotte NC Home

Posted on April 3, 2009 by

….when buying a home in Charlotte NC, your mortgage professional’s familiarity with the local real estate purchase contract shouldn’t be an afterthought… Continue reading →

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